Terms of Use
1. Acceptance
By accessing ecrma.com, you accept these Terms of Use. If you do not accept these terms, please do not use the website.
2. Scope of Services
ECRMA provides analytical frameworks, advisory services and research content in the areas of sustainable finance, green transformation and risk intelligence. The content on this website is provided for general information and advisory purposes only. It does not constitute a credit offer, investment advice, insurance commitment or financing guarantee.
3. Intellectual Property
Unless otherwise stated, original text, design and materials published under the ECRMA brand are protected under the intellectual-property rights of their respective rights holders. BGAM Research, BIONIC and other originating-brand content is published with its respective brand and intellectual-property attribution. Third-party standards, trademarks and sources remain the property of their respective owners.
4. Limitation of Liability
ECRMA is not liable for any direct or indirect damages arising from the use of information on this website. Analytical frameworks do not constitute official credit ratings, regulatory certification or investment advice.
5. Governing Law
These Terms of Use are governed by the laws of the Republic of Turkey. Disputes shall be subject to the jurisdiction of Istanbul courts.
Last updated: 29 August 2026